Fractional CFO for Property Managers
Your property management business deserves a real CFO.
You built a portfolio. You grew the doors. But cash is still tight, the numbers are still confusing, and you’re still making big decisions without full confidence in what they’ll cost you. That ends here.
Businesses Served
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+
Former CFO Experience
$
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M
Serving PM Owners
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The Problem
You're running a real business. You deserve real financial leadership.
Property management has one of the most complex cash flow structures of any business. Management fees, owner disbursements, maintenance reserves, trust accounting, vacancy cycles — the money flows in every direction, constantly.
Most PM owners are managing all of that with a bookkeeper who records transactions and a CPA who files taxes. Nobody is sitting with you, reading the story those numbers tell, and helping you make better decisions because of it.
That’s the gap. That’s what I fill.
Cash is tight even when revenue is up
You’re collecting fees, but disbursements, maintenance, and overhead eat it before you can breathe.
You don't know your true cost per door
You’re collecting fees, but disbursements, maintenance, and overhead eat it before you can breathe.
Trust accounting creates constant anxiety
One compliance issue, one disbursement error — and your reputation is on the line.
You can't confidently plan for growth
You want to add doors, hire staff, or acquire a competitor — but the numbers aren’t clear enough to commit.
About Phil Mazur
I've been the CFO in the room. Now I bring that seat to you.
In 2018 I got fired as CFO of a $75M company. It was the best thing that ever happened to me — because it forced me to build something that actually mattered.
I’d spent 13 years in Fortune 500 finance. I knew what real financial leadership looked like. And I knew that small business owners — especially property managers — almost never had access to it.Â
So I built Property Manager CFO. A fractional model that gives PM business owners the same financial partnership that Fortune 500 CEOs take for granted — without the $200K full-time price tag.
I understand the property management business specifically — the cash flow cycles, the trust accounting complexity, the cost-per-door math, the growth decisions. I’m not a generalist who’ll need six months to learn your industry.
- 13 years Fortune 500 finance experience
- Former CFO of a $75M company
- 100+ businesses served since 2018
- Deep expertise in PM cash flow & operations
- Birmingham, AL — serving PM owners nationwide
The Process
How it works
No long onboarding. No jargon. No waiting six months to see results. Here’s exactly what happens when we work together.
01
Free Discovery Call
30 minutes. You talk to me directly — no pre-screen, no sales team. I’ll look at where your business stands and tell you honestly what I see. If there’s a fit, we’ll talk about next steps. If there isn’t, you’ll still leave with more clarity than you walked in with.
02
Financial Assessment
We go deep into your numbers — cash position, cost per door, management fee margins, trust account health, disbursement timing. You get a clear picture of exactly where your business stands and where the gaps are.
03
Ongoing Partnership
Monthly meetings, a rolling 90-day cash forecast, real-time access to me when decisions need to be made. Not a report you read alone. A partner who knows your business and is 100% on your side.
What Changes
What you get when we work together
Cash Flow Visibility
A rolling 90-day cash forecast built around your specific PM cash flow cycle — management fees, disbursements, maintenance reserves, payroll. You’ll know what’s coming before it arrives.
True Cost Per Door
Know exactly which doors, which property types, and which owner relationships are making you money — and which ones are quietly costing you. Stop growing blind.
Trust Account Confidence
Clean separation of operating and trust funds. Clear disbursement processes. No more middle-of-the-night anxiety about compliance or owner relationships.
Growth Decision Support
Adding doors, hiring staff, acquiring a competitor, or taking on debt — every major decision modeled and stress-tested before you commit. Confidence, not guesswork.
Monthly Financial Rhythm
A consistent monthly meeting where we review what happened, what’s coming, and what decisions need to be made. You stop reacting and start leading.
A Trusted Advisor
Someone who knows your numbers, tells you the truth, and has no agenda except helping your business thrive. The financial partner you’ve never had — until now.
Free Assessment
Is your property management business financially healthy?
Most PM owners I talk to don’t actually know. They hope so. Hope is not a financial strategy. Take my free 10-question Financial Health Score and find out where you actually stand — in under 3 minutes.
Built for CEOs Who Are
Free Financial Health Score
In 10 minutes, you’ll see exactly where your business stands financially — and what to do about it. No sales pitch. Just clarity.
The Transformation
Go From "In the Dark" to "In the Know"
From This ✕
- Stressed about cash — never sure if there's enough
- Making decisions based on feelings, not facts
- No one on your team you can fully trust
- Managing a job instead of running a business
- Dealing with the same problems year after year
- A P&L that lies and a bank account that surprises you
- Carrying the weight of the business completely alone
To This ✓
- Clear on your cash and 90-day runway at all times
- Confident, fact-based decisions with a trusted advisor in your corner
- A partner 100% on your side — no agenda, no politics
- Working ON your business, not IN it
- Solving the most important problems, not the loudest ones
- A financial picture that tells the true story of your business
- A real plan — and someone to walk the path with you
The Problem
You're Not Struggling Because You're Bad at Business.
You're Operating Alone.
Here’s what I see inside businesses every single day:
- The P&L says you're profitable. The bank account says you're broke. You don't know which one to trust.
- You're making big decisions — on hiring, pricing, growth — based on gut feel instead of real numbers.
- Your bookkeeper keeps the records. Your CPA files the taxes. But nobody is actually telling you the story of your business.
- You can't fully trust anyone on your team with the real financial picture. You're carrying it alone.
- You're working harder than ever, but the business feels like it's running you.
This isn't a cash flow problem. It's a clarity problem. And clarity is exactly what I bring.
The CFO role is bigger than most people realize. It’s not just accounting. It’s not just banking. It’s not just financial analysis.
It’s all of those things — working together as a system, with someone who understands the full picture and isn’t afraid to tell you what they see.
Most small business owners can’t afford experts in all of those functions. They shouldn’t have to figure it out through expensive trial and error.
That’s why the fractional model exists. And that’s why it works.
The Transformation
Go From "In the Dark" to "In the Know"
From This ✕
- Stressed about cash — never sure if there's enough
- Making decisions based on feelings, not facts
- No one on your team you can fully trust
- Managing a job instead of running a business
- Dealing with the same problems year after year
- A P&L that lies and a bank account that surprises you
- Carrying the weight of the business completely alone
To This ✓
- Clear on your cash and 90-day runway at all times
- Confident, fact-based decisions with a trusted advisor in your corner
- A partner 100% on your side — no agenda, no politics
- Working ON your business, not IN it
- Solving the most important problems, not the loudest ones
- A financial picture that tells the true story of your business
- A real plan — and someone to walk the path with you
How It Works
A Trusted CFO Advisor
In Your Corner.
Not an accountant. Not a consultant. A partner — who’s seen the inside of 100+ businesses and isn’t afraid to tell you the hard truth.
I work with CEOs and founders doing $750K–$3.5M in revenue who are ready to stop guessing and start leading with clarity.
01
Fractional CFO Services
Strategic financial guidance to improve profitability, cash flow, and long-term growth. CFO-level thinking without the full-time salary.
02
Business Coaching & Advisory
Practical perspective and accountability. I help you see what you can’t see yourself — what decisions need urgency and where you can be patient.
03
Outsourced Accounting & Bookkeeping
Accurate, timely financial records that actually tell the story of your business — not just numbers on a page.
Client Results
What CEOs Say After
Working With Phil
Our business was growing but it had become chaotic. Phil came in and immediately helped us put structure into our company. I highly recommend Phil if you are looking to grow your business without killing yourself.
Jason Huval
Stone Oak Property Management
I've worked with Phil since 2019 and grown over 50% in both revenue and profit. I can always count on him to help me consider what I'm not thinking about. He helped me through a major acquisition.
Justin Recca
Innovative Realty
Hiring Phil has been the best decision we have made as a company. I knew I could trust him from the first call. Now I can focus 100% on growing the business. Do it. You won't be disappointed.
Chris Matteucci
Atlas Property Management
Phil asks the right questions and takes his time assessing your needs. If you want a quick fix, he's not your guy. He is thorough and thoughtful — and that's exactly what you want when someone has your best interest at heart.
Greg Swafford
Founder & CEO, Flowjot
In my first conversation with Phil he asked me what I wanted. I wanted to sell my business. Over two years, Phil helped me position the company, find a buyer, and guided me through the entire process.
Trisha Atehortua
Premier Property Management
Phil does things differently than traditional CFOs. He is willing to go where other CFOs won't in terms of conversations with business leaders. This is so needed.
Alan Wiederhold
EVP, Evolution Healthcare · Author
Ready to Stop Flying Blind?
Most CEOs wait until there’s a crisis to get financial clarity. Don’t be that CEO. Start with a free Financial Health Score and see exactly where you stand.